Greece Golden Visa

Greece Golden Visa

The Greece Golden Visa Program offers non-EU citizens a pathway to residency in a beautiful Mediterranean country. Launched in 2013, this initiative allows investors to obtain a five-year residence permit through various investment options.

The program requires a minimum investment of €250,000 in Greek real estate, making it one of the most affordable residency-by-investment schemes in Europe.

Investors seeking EU residency and access to the Schengen Area find the Greek Golden Visa particularly attractive. The program boasts low entry fees and no minimum stay requirements, allowing participants to maintain their primary residence elsewhere while enjoying the benefits of Greek residency. This flexibility has contributed to the program's popularity among high-net-worth individuals worldwide.

The Greece Golden Visa extends beyond real estate investments. Applicants can also consider investing in Greek startups or restoration projects as alternative routes to obtaining residency. These options provide diverse opportunities for investors to contribute to the Greek economy while securing their place in the European Union.

Eligibility and Requirements

The Greece Golden Visa program has specific criteria for applicants. These include general eligibility factors, financial requirements, and provisions for family reunification.

General Criteria

Applicants for the Greece Golden Visa must be non-EU citizens and at least 18 years old. A valid passport is essential for the application process.

Prospective investors need to maintain a clean criminal record. This requirement ensures the integrity of the program and the safety of Greek residents.

Applicants must also have medical insurance coverage for themselves and any family members included in the application.

Financial Requirements

The primary financial requirement is the minimum investment threshold. As of 2024, this amount varies depending on the location:

  • €800,000 for investments in northern and central provinces, South Athens Attica region, and municipalities of Thessaloniki, Mykonos, and Santorini
  • €250,000 for other areas

Investments can be made in real estate, which remains a popular option among applicants.

Family Reunification

The Greece Golden Visa program allows for family members to be included in the same application. Eligible family members typically include:

  • Spouse or registered partner;
  • Children under 21 years of age;
  • Parents of the main applicant and spouse.

Family members receive the same residency rights as the main applicant. This feature makes the program attractive to those seeking to relocate with their families.

The residency permit is valid for five years and can be renewed. It’s important to note that there are no in-country stay requirements to maintain residency status.

Investment Options and Procedures

The Greece Golden Visa program offers several investment pathways for non-EU citizens seeking residency. Each option has specific requirements and procedures designed to attract foreign capital and boost the Greek economy.

Real Estate Investment

The real estate investment route remains a popular choice for Golden Visa applicants. As of August 31st, 2024, a new tier system has been implemented with increased minimum investment amounts.

Tier one regions, including Attica, Thessaloniki, Mykonos, Santorini, and islands with populations over 3,100, require an €800,000 investment. Tier two, covering all other Greek regions, requires €400,000.

Investors can purchase residential or commercial properties, including hotels or tourist residences. The property can be rented out, providing potential rental income alongside the residency benefits.

To proceed, applicants must:

  • Select a property;
  • Obtain a Greek tax number (AFM);
  • Open a Greek bank account;
  • Complete the property purchase;
  • Submit the Golden Visa application.

Capital Contribution

Another option for obtaining the Greece Golden Visa is through a capital contribution. This route involves making a significant financial investment in the Greek economy.

The minimum capital contribution required is €400,000. This can be invested in:

  • Greek businesses;
  • Greek stock market;
  • Government projects.

Investors must maintain their capital contribution for the duration of their residency permit. This option may appeal to those seeking more liquid investments compared to real estate.

The procedure involves:

  1. Identifying a suitable investment opportunity.
  2. Transferring funds to a Greek bank account.
  3. Making the investment.
  4. Applying for the Golden Visa.

Investment in Government Bonds

Investing in Greek government bonds is another pathway to obtaining the Golden Visa. This option allows investors to support the Greek economy while securing residency rights.

The minimum investment amount for government bonds is typically €400,000. Investors must purchase bonds with a maturity of at least three years through a bank in Greece.

Key steps include:

  • Opening a custodian account with a Greek bank;
  • Purchasing the required amount of government bonds;
  • Holding the bonds for the specified period;
  • Submitting the Golden Visa application.

This option may be attractive to investors seeking a relatively stable investment with potential returns.

Investment Funds

The Greece Golden Visa program also allows for investments in approved Greek investment funds. This option provides an opportunity to diversify investments while obtaining residency rights.

The minimum investment amount for this route is €400,000. Investors can choose from a range of funds focusing on various sectors of the Greek economy.

To pursue this option, applicants must:

  • Select an approved investment fund;
  • Make the required investment;
  • Maintain the investment for the duration of the residency permit;
  • Apply for the Golden Visa.

This route may appeal to investors seeking professional management of their funds and potential returns from the Greek market.

Application Process

The Greece Golden Visa application process involves several key steps. Applicants must prepare necessary documents, submit their application with required fees, and provide biometric data.

Document Preparation

Applicants need to gather various documents for the Greece Golden Visa. These typically include:

  • A valid passport;
  • Proof of investment (e.g. real estate purchase documents);
  • Criminal record certificate from the country of origin;
  • Medical certificate confirming good health;
  • Proof of health insurance coverage in Greece.

Translations of non-Greek documents must be certified. It’s crucial to ensure all paperwork is complete and accurate to avoid delays.

Submission and Fees

The application can be submitted to Greek authorities in person or through a legal representative. The application fee for the main applicant is €2,000, with additional fees for family members.

Investors must also pay a €500 visa issuance fee per person. The total cost varies depending on family size and investment type. Processing times typically range from 30 to 60 days after submission.

Biometric Data Collection

After initial approval, applicants must visit Greece to provide biometric data. This includes:

  • Fingerprints;
  • Digital photography;
  • Signature.

The biometric data collection process is usually quick, taking about 15-30 minutes per person. Applicants have up to one year from the application date to complete this step.

Once biometrics are collected, the Golden Visa residence permit is issued. This permit is valid for five years and can be renewed as long as the investment is maintained.

Benefits and Advantages

The Greece Golden Visa program offers a range of attractive benefits for investors and their families. These advantages span residency rights, travel opportunities, financial incentives, and access to quality education.

1

Residency and Travel Benefits

Permanent residency in Greece is granted to Golden Visa holders, allowing them to live in the country indefinitely. This status extends to the investor’s spouse and children under 21 years old.

Golden Visa holders enjoy visa-free travel within the Schengen Area for up to 90 days in any 180-day period. This perk significantly enhances mobility across 26 European countries.

After seven years of holding the Golden Visa, investors become eligible to apply for Greek citizenship. A Greek passport provides visa-free access to 185 countries worldwide.

2

Economic and Tax Advantages

The Greece Golden Visa program offers competitive investment thresholds. Investors can obtain the visa by purchasing real estate worth €250,000 or more, one of the lowest investment requirements in Europe.

Greece provides attractive tax benefits for Golden Visa holders. Non-domiciled residents can opt for a flat tax rate on their global income, potentially leading to significant tax savings.

Investors can generate rental income from their property investments, creating an additional revenue stream while maintaining their visa status.

3

Family and Education Perks

The Golden Visa extends to the investor’s immediate family members, including spouse and dependent children. This allows families to relocate together and enjoy the benefits of Greek residency.

Golden Visa holders and their children gain access to Greece’s educational institutions, including universities. This opens up opportunities for high-quality education within the European Union.

The program facilitates integration into Greek society, offering a high quality of life in a country known for its rich culture, Mediterranean climate, and welcoming atmosphere.

Children of Golden Visa holders can learn Greek, a valuable asset for future academic and professional opportunities within the EU.

Renewal and Path to Citizenship

Residence Permit Renewal

Greece Golden Visa holders can renew their permits every five years. The renewal process is simple, requiring investors to maintain their qualifying investment. Applications must be submitted at least two months before the current permit expires.

Key documents for renewal include:

  • Valid passport;
  • Proof of maintained investment;
  • Recent criminal record check;
  • Proof of health insurance.

Investors must also pay a renewal fee. The process typically takes 2-3 months. Successful renewal grants another 5-year residence permit.

Naturalization Process

After seven years of continuous residency, Golden Visa holders can apply for Greek citizenship. This process, known as naturalization, requires meeting specific conditions:

  • Proof of sufficient knowledge of Greek language, history, and culture;
  • Clean criminal record;
  • Stable income;
  • Integration into Greek society.

Applicants must pass a citizenship test and attend an interview. The naturalization process can take 12-24 months. Upon approval, individuals receive a Greek passport, granting them full EU citizenship rights.

Benefits of Greek citizenship include:

  1. Visa-free travel to 128 countries;
  2. Right to live and work anywhere in the EU;
  3. Ability to pass citizenship to children.

FAQ

The Greece Golden Visa program offers investors a pathway to residency through various investment options. Key aspects include eligibility criteria, benefits, citizenship potential, real estate investments, minimum investment amounts, and potential drawbacks.
To qualify for a Greece Golden Visa, applicants must make a significant investment in the country. The primary eligibility criterion is meeting the minimum investment threshold. Investors must also have a clean criminal record and provide proof of sufficient funds. Applicants can choose from several investment options, including real estate purchases, business investments, or capital contributions to specific sectors.
The Greece Golden Visa provides numerous advantages to investors. Visa holders gain residency rights for themselves and their family members, including spouse, children under 21, and dependent parents. Investors can travel freely within the Schengen Area for up to 90 days in any 180-day period. The visa also offers the potential for long-term residency and a path to citizenship.
Yes, the Greece Golden Visa can lead to citizenship. After holding the Golden Visa for seven years, investors become eligible to apply for Greek citizenship. To qualify, applicants must demonstrate basic Greek language proficiency and knowledge of Greek history and culture. They must also prove their integration into Greek society and maintain their investment throughout the required period.
In 2024, the Greece Golden Visa program introduced new rules for real estate investments. The country now uses a tiered system based on location. Tier one includes popular areas like Athens, Thessaloniki, Mykonos, and Santorini. Tier two covers all other regions of Greece. Each tier has different minimum investment requirements.
The minimum investment amount varies depending on the location and type of investment. For real estate in tier one areas, the minimum investment is €800,000. In tier two regions, the minimum investment is €400,000. Other investment options, such as capital contributions or business investments, may have different thresholds.
While the Greece Golden Visa offers many benefits, there are potential drawbacks to consider. The program requires a significant financial commitment, which may be challenging for some investors. Changes in regulations or investment requirements can affect the program's stability. Additionally, the real estate market in popular areas may become saturated, potentially impacting investment returns.

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